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Medical School Debt: Part Three

April 1, 2016 By Dr. Melamed MD MPH Leave a Comment

loan repayment

In parts one and two we discussed your loans, deferment versus forbearance as well as how to find all your student loans and what is consolidation. In part three below we discuss the most common current loan repayment programs available to you and some information on each program. Current Loan Repayment Programs The Federal Government offers a number of repayment programs. Below are the most … [Read more...]

Filed Under: Debt, Medical School, The Business Tagged With: consolidation, ibr, icr, income driven repayment, loan repayment, medical school debt, paye, PSLF, repaye, student loan debt

What is Public Service Loan Forgiveness and Should I Use It?

March 31, 2016 By Dr. Melamed MD MPH Leave a Comment

Public Service Loan Forgiveness

What is Public Service Loan Forgiveness? Public Service Loan Forgiveness (PSLF) is a new loan forgiveness program designed by the Federal Government which forgives loan balances after 120 qualifying payments. The program does have some requirements, of which the most important is the requirement to work at a private or public non profit employer. The other important requirements include: Work … [Read more...]

Filed Under: Debt, Loan Repayment, The Business Tagged With: 501c3, for profit, loan foregiveness, non profit, PSLF, public service loan forgiveness

Medical School Debt: Part Two

March 29, 2016 By Dr. Melamed MD MPH Leave a Comment

loan repayment

Welcome to our article on medical school debt: part two! If you're reading this section you've already hopefully read part one and are ready to move forward and learn how to start paying these loans back. Below we'll talk about how to find your federal loans and what is consolidation! How to Find Your Medical School (and Other Federal) Loans? So you've gone through college and medical school and … [Read more...]

Filed Under: Debt, Medical School Tagged With: consolidation, extended, federal student aid, graduated, ibr, icr, medical school debt, medical school loans, paye, public service loan forgiveness, repaye, repayment programs, standard

Medical School Debt: Part One

March 14, 2016 By Dr. Melamed MD MPH Leave a Comment

loan repayment

As a former medical student and current doctor, I can empathize with everyone who has school debt. Most of you reading this website right now probably have medical school debt and are wondering "what can I do about it during residency?" Medical school students who want to practice in the United States understand that residency, which can range from 3 to 5 years and beyond sometimes, is a time … [Read more...]

Filed Under: Debt, Medical School, Residency Tagged With: deferment, forbearance, invest, loans, medical school debt, medical student debt, repayment

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